Avoid These Common FAFSA Mistakes

HomeFinanceFinancial aidAvoid These Common FAFSA MistakesThis page may contain affiliate links.Nov 11, 2019Filling out the FAFSA is one of the most important things you do as you pursue funding for your child’s college education. The FAFSA helps the government and the schools your student considers determine your Expected Family Contribution (EFC), financial need, and much more. As a result, filling it out correctly is vital. It can be overwhelming, so use this checklist to avoid some of the most common FAFSA mistakes. (If you need more assistance, er, hand holding you can watch our FAFSA walk-through that will provide more information AND peace of mind.) 1. Not Filing FAFSA at All The biggest mistake is not to do the FAFSA at all. When you complete the form fully and correctly, you put your student in the best position to receive much-needed financial aid! Many parents dont file FAFSA because they assume they won’t qualify for need-based aid. This can be a mistake because depending on your financial need and the financial aid policies of a school, families may qualify for some financial assistance. Families need to remember that filing the FAFSA gives them access to federal student loans and the option for parents to borrow the Parent PLUS loan. If your student doesnt file FAFSA, they wont be able to borrow Direct Student loans, which are probably the only loans students can borrow that dont require a cosigner and are solely in their name. The Direct loans also offer the lowest interest rates for student loans without a cosigner. Another reason for filing the FAFSA is that some colleges wont offer merit scholarships to a student who hasnt submitted a FAFSA. Though I dont know if the rationale for requiring this is the same at all schools, Ive been told that colleges want to confirm that a student is not eligible for needs-based aid before granting merit-based scholarships. 2. Mixing Up Parent and Student Financial Info Like many forms, the FAFSA can jump around a lot. One moment you’re filling in your income and assets, and the next few questions then ask about your student’s financial details. Getting these confused can cost you a lot of money. Student assets are counted more highly (roughly 20%) than parent financials (which are counted at about 5.64%.) Getting them backward can mean a big jump in your EFC and a huge blow to your financial aid. 3. Disclosing Unneeded Financial Information On the FAFSA, some financial information is not counted. As a result, you don’t need to include these assets in your calculations. If you do include them, you could end up reporting erroneous information on the FAFSA and getting the wrong EFC and financial aid as a result. Here are the financials that parents often mistakenly include: The value of retirement accounts (including 401K, 403B, 457, IRA, SEP, SIMPLE, and more) The cash value of life insurance or annuities The value of your home Business assets if you have less than 100 employees You do have to list your annual qualified plan contributions under untaxed income. You also need to include the equity value of investment properties, and received rent does count as income. Keep in mind that the financial information you need to disclose on the FAFSA is different from that on the CSS or other school forms. Individual colleges may request retirement accounts, value of your home, and more to make their own calculation of your financial need. 4. Making Careless Mistakes There are a lot of careless mistakes that families make. Sometimes these affect the financial results for your family, and sometimes they cause weeks of delays in processing. Here are some of the careless mistakes that are common: Using the parent’s FSA ID to log in and fill out the FAFSA. The parent’s ID is only used to sign the form. The student’s FSA ID should be used to fill out the FAFSA. Parents can also start the FAFSA using the students name, date of birth and SSN. The student will eventually have to use their FSA Id to sign it before submitting. Typos – including mistyped birthdates and the wrong numbers in the social security number. Not hitting submit – if you simply close the browser, you’ve lost all your hard work! Reporting the wrong numbers from your tax form – if you don’t read carefully, you can enter numbers from the wrong lines. Using nicknames like â€Å"Johnny† instead of â€Å"John.† The name won’t match the social security number and the form won’t be processed. Reporting income from the wrong parent if the parents are divorced It’s important to do the FAFSA when you’re fully alert and prepared. Avoid working on it when you’re tired, have a short time until another appointment, or are distracted. In fact, you may want to get a financial professional to look it over and make sure it’s all correct. 5. Not Accepting All Aid You know the box that says, â€Å"Do you want to be considered for work-study and loans?† The answer is always YES! You are not obligated to accept work-study or loans if they are offered as part of a financial aid package. However, if you check no, you may not get the aid you’re looking for. It’s vital to be open to any and all aid. You can decide what to accept and what to turn down once the offer is actually made. 6. Missing Priority Deadlines It’s common for families to get confused when facing a lot of different deadlines. There are application deadlines for the colleges, there are deadlines for private scholarships, and there are deadlines for the FAFSA. If you want the best aid, it’s important to be first in line when it comes to submitting your FAFSA. Look up the â€Å"priority deadline† and make sure you submit by that date. Aid requests that are later may not receive as much assistance. A lot of schools give money on a first come, first serve basis. You can’t afford to miss out by being late! 7. Not Following Up On Financial Aid You should make sure the FAFSA lists every school that your child is applying to. They all need the FAFSA so that they can make a financial aid offer. Once you send the information in, follow up with the school to make sure they received it. Don’t assume – it only takes a few minutes to call and be sure. Knowing where to apply is another important part of the equation. You want schools that are the most likely to give out aid. Looking for help pinpointing those schools? Click here to find the schools that will be more generous with their money.

Cultural Resource Management - Protecting Our Heritage

Cultural Resource Management is, essentially, a process by which the protection and management of the multitudinous but scarce elements of cultural heritage are given some consideration in a modern world with an expanding population and changing needs. Often equated with archaeology, CRM in fact should and does include a range of types of properties: â€Å"cultural landscapes, archaeological sites, historical records, social institutions, expressive cultures, old buildings, religious beliefs and practices, industrial heritage, folklife, artifacts [and] spiritual places† (T. King 2002 :p 1). Cultural Resource Management: Key Takeaways Cultural Resource Management (CRM) is a process that people use to manage and make decisions about scarce cultural resources in an equitable manner.  CRM (also known as Heritage Management) includes cultural landscapes, archaeological sites, historical records, and spiritual places, among other things.  The process must balance a variety of needs: safety, environmental protection, and transportation and construction needs of an expanding community, with the honor and protection of that past.  People who make those decisions are state agencies, politicians, construction engineers, members of the indigenous and local community, oral historians, archaeologists, city leaders, and other interested parties.   Cultural Resources in the Real World These resources do not exist in a vacuum, of course. Instead, they are situated in an environment where people live, work, have children, build new buildings and new roads, require sanitary landfills and parks, and need safe and protected environments. On frequent occasions, the expansion or modification of cities and towns and rural areas impact or threaten to impact the cultural resources: for example, new roads need to be built or the old ones widened into areas that have not been surveyed for cultural resources which may include archaeological sites and historic buildings. In these circumstances, decisions must be made to strike a balance between the various interests: that balance should attempt to allow practical growth for the living inhabitants while taking the protection of the cultural resources into consideration.   So, who is it that manages these properties, who makes those decisions? There are all kinds of people who take part in what is a political process balancing the trade-offs between growth and preservation: state agencies such as Departments of Transportation or State Historic Preservation Officers, politicians, construction engineers, members of the indigenous community, archaeological or historical consultants, oral historians, historical society members, city leaders: in fact the list of interested parties varies with the project and cultural resources involved. The Political Process of CRM Much of what practitioners call Cultural Resource Management in the United States really deals with only those resources that are (a) physical places and things like archaeological sites and buildings, and that are (b) known or thought to be eligible for inclusion in the National Register of Historic Places. When a project or activity that a federal agency is involved in may affect such a property, a specific set of legal requirements, set forth in regulations under Section 106 of the National Historic Preservation Act, comes into play. The Section 106 regulations lay out a system of steps by which historic places are identified, effects on them are predicted, and ways are worked out to somehow resolve effects that are adverse. All this is done through consultation with the federal agency, the State Historic Preservation Officer, and other interested parties. Section 106 does not protect cultural resources that are not historic properties--for example, relatively recent places of cultural importance, and non-physical cultural features like music, dance, and religious practices. Nor does it affect projects in which the federal government is not involved—that is, private, state, and local projects requiring no federal funds or permits. Nevertheless, it is the process of Section 106 review that most archaeologists mean when they say CRM. CRM: The Process Although the CRM process described above reflects the way heritage management works in the United States, discussion of such issues in most countries in the modern world includes a number of interested parties and almost always results in a compromise between competing interests of historic preservation, but also safety, commercial interests, and continuing fluctuation of political strength about what is appropriate to be preserved and what is not. Thanks to Tom King for his contributions to this definition. Recent CRM Books King, Thomas F. A Companion to Cultural Resource Management. Walden, Massachusetts: Wiley-Blackwell, 2011. Print.Hardesty, Donald L., and Barbara J. LIttle. Assessing Site Significance: A Guide for Archaeologists and Historians. Second ed. Lanham, Massachusetts: Altamira Press, 2009. Print.Hurley, Andrew.  Beyond Preservation: Using Public History to Revitalize Inner Cities. Philadelphia: Temple Univeristy Press, 2010.King, Thomas F., ed. A Companion to Cultural Resource Management. Walden, Massachusetts: Wiley-Blackwell, 2011. Print.Siegel, Peter E., and Elizabeth Righter, eds. Protecting Heritage in the Caribbean. Tuscaloosa, University of Alabama Press, 2011, Print.Taberner, Aimà ©e L. Cultural Property Acquisitions: Navigating the Shifting Landscape. Walnut Creek, California: Left Coast Press, 2012. Print.Taylor, Ken, and Jane L. Lennon, eds. Managing Cultural Landscapes. New York: Routledge, 2012. Print.

Depression and Suicide Essay - 827 Words

Depression and Suicide Depression affects everyones life at sometime or another. Depression comes in a wide variety of forms, from mild unhappiness to a chemical imbalance in the mind. There are many different symptoms that reveal a persons problem with depression. If left untreated, depression may continue to develop into a serious illness or even death. Depression is a psychological illness, much like bulimia or anorexia. It affects the mind as much as it does the body. Depression is directly related to many other disabilities: eating disorders, low energy levels, and social difficulties. Scientists have found that depression is the result of imbalances in the way the brain metabolizes chemicals called neurotransmitters.†¦show more content†¦It affects the most popular students and the usually quiet ones. No student is totally free from the possibility of becoming depressed. Depression comes in an extremely wide range of forms, some of which are: psychological (major) depression, clinical depres sion, and manic-depression (bipolar disorder). Each form of depression acts in its own way and has its own symptoms and treatments. Every type of depression, if left untreated, could lead to an attempted suicide or death. The most common form of depression among young adults is psychological (major) depression, but it is also the easiest form of depression to treat. Psychological depression is commonly caused by some tragic or disturbing life experience and may last for a few months to many years. Nevertheless it should be caught early and treated. Symptoms of this form of depression include: a persistent sad or empty mood irritability or anger alcohol or drug abuse loss of confidence disturbed sleeping patterns restlessness headaches or stomachaches agitation fatigue or loss of energy social withdrawal feelings of helplessness guilt large weight loss or gain excessive crying difficulty concentrating or remembering poor self-esteem and the most serious of all, thoughts of suicide Most depressed individuals feel there is no way to end the misery and torture ofShow MoreRelatedSuicide : Suicide And Depression1389 Words   |  6 PagesSuicide and Depression in Prisons Suicide is the leading cause of death in prisons across the United States (Marzaro, Hawton, Rivlin, Fazel, 2011). According to the United States Department of Justice, nearly 23% of state prisoners report symptoms of depression each year (Pardini et al., 2014). With, one out of seven inmates met the diagnostic criteria for major depressive disorder (Pardini et al., 2014). Marzaro, Hawton, Rivlin, and Fazel (2011) proposed that probable representations ofRead MoreSuicide and Depression1482 Words   |  6 Pagestheir own health and wellbeing such as living with depression and suicide. Teenagers today are relying on what they see in ads, T.V., magazines and on the internet for their input on appearances, the way they think not only comes from media sources, but from family and friends. Just how does family and friends play a role in depression and suicide? Families and friends play a great role in our existences. If parents show signs of depression, and suicide the predisposition is that, their child may developRead MoreTeenage Depression and Suicide1246 Words   |  5 Pagescancer.† — These descriptions are how Cait Irwin, who suffered from depression as a teenager, described it. Teenage depression is a common but serious illness that can ultimately send some on a downward spiral towards suicide that can be averted if recognized and given the proper treatment. Countless teenagers experience some type of depression in their lifetime, but what exactly is depression and just how common is it? â€Å"Depression is a mental disorder that involves being either sad or irritable nearlyRead MoreAdolescent Depression and Suicide2415 Words   |  10 Pageshave depression and suicide been taken seriously. Depression is an illness that involves the body, mood and thoughts. Depression affects the way a person eats and sleeps, feels about themselves, and the way they think of the things around them. It comes as no surprise to discover that adolescent depression is strongly linked to teen suicide. Adolescent suicide is now responsible for more deaths in youths aged 15 to 19 than cardiovascular disease or cancer (Blackman, 1995). Teen suicide has moreRead MoreResearch Paper : Depression And Suicide1539 Words   |  7 PagesResearch Paper: Depression and Suicide Imagine in a place where everyone that you knew all displayed depression and everyone lead to giving up. And you were the only one that saw the world as a beautiful place. How would you help others in need? There would be no one trying to help one another and you were the only one that wanted to help everyone else. What if everyone you knew were getting hurt all the time and were always fighting for no real reason what would you say to try to help them get backRead More Depression Leading to Suicide Essay1127 Words   |  5 PagesOne who suffers from depression may think about and or attempt suicide because of the extreme emotional pain and hopelessness they feel. It is during this time that one believes the only relief is in by putting an end to their lives. The risk factors that are identified in the assessment by Dr. Niolon state â€Å"the first thing to remember is these three things: consult- this allows for another opinion and better care as well as to protect you and documen t everything you do every question you ask theRead MoreThe Link Between Depression And Suicide Essay1288 Words   |  6 PagesThe Link between Depression and Suicide: Depression carries a high risk of suicide. Over 90% of people who die by suicide have clinical depression or another diagnosable mental disorder. Many times, people who die by suicide have an alcohol or substance abuse problem. Often they have that problem in combination with other mental disorders. Warning Signs: †¢ Always talking or thinking about death †¢ Clinical depression -- deep sadness, loss of interest trouble sleeping and eating -- that gets worseRead MoreDepression And Suicide : Symptoms And Symptoms Essay1533 Words   |  7 PagesA family member could suffer from depression and I decide to study depression and suicide. When a family member aches from depression, your console and cheer can play a vital part in his or her recovery. Nevertheless, depression can break you down if you neglect your own wants. Depression is a serious but curable illness that disturbs a lot of individuals, from young to old people and all humans being. It becomes the part of everyday life, triggering massive pain, hurting not just individuals whoRead MoreThe Effects Of Counseling On Suicide And Depression3763 Words   |  16 PagesNo heading or header or title. All must be present in the final submission. Consult WRITER for the correct formatting. The Effects of Counseling on Suicide and Depression Counseling has been a part of history dating back to biblical times. The Old Testament and New Testament tell stories of prophets, apostles and preachers who offered their help to people that needed it. Counseling plays a key role in everyday life; for example, after World War II ex-soldiers sought help for PTSD and job placementRead MoreTeenage Depression - Teen Suicide1399 Words   |  6 Pages Teen Suicide Over the past few years’ teenage depression has drastically increased due to multiple factors such as peer pressure and bullying. According to Linda Lamb’s article Young People Can Suffer From Depression, Too,† The suicide rate among teenagers [today] is about 10 per 100,000†. A handout from the Health and Human Services Department and National Institute of Mental Health stated,† in the last 25 years, the rate of suicide among teenagers and young adults has increased dramatically.†

The 5 Forms of Insect Larvae

The Tragedy Of Odysseus And The Odyssey - 951 Words

People in ancient Greece, like many modern religious individuals, blame their misfortune on their gods. Unlike modern theology, though, Greeks also have Fate to blame. The gods and Fates both work together and against each other to control human lives in Greek literature. The Fates’ prophecies set outlines for human lives, like when they survive, who they kill, and how they die. The gods have the power to effect all other aspects of human lives. Humans can, in some ways, reject the attention of the gods. In The Odyssey, Odysseus deals with all three in order to return home. The cause of Odysseus’ decade long journey home from Troy cannot be narrowed down to one entity; instead, it is caused by a complex combination of the gods’ meddling, the fate’s predictions, and humans’ free will. The Fates, gods, and humans in The Odyssey each have a certain role in Odysseus’ problems. In ancient Greece, the Fates are three immortal women who spun every h umans’ future. Their prophecies were unavoidable and gods were not allowed to interfere, although they may have the power to. Instead, the gods delay or quicken the Fates’ decisions. They set events into motion, prevent something from happening, or even effect other deities’ actions to change mortal’s lives. Humans, however, seem to have more power over their lives than the gods. They can accept or reject the deities help and even affect the gods’ actions. They are trapped by their destiny, though; every decision they make is inShow MoreRelatedHistory, Symbolism, and Characters in Homer’s The Odyssey 1118 Words   |  5 Pages In The Odyssey, it takes Odysseus twenty years to make it home from the Trojan War. On his journey home, he runs into many obstacles and creatures that he must overcome. He encounters the sirens, the Cyclops, and others. Each event in this epic poem has a symbolic meaning behind it. Homer writes about the history, symbolism, and the characters in The Odyssey. The Odyssey is about the Greek gods and heroes and their adventures (Makman). Odysseus is the main character, and he is going on a questRead MoreWomen in the Odyssey1646 Words   |  7 Pagesliterature of various time periods, however there are texts in which contrary to the patriarchal society models, women are given substantial importance within the plot. Homer`s The Odyssey, Heart of Darnkness by Joseph Conrad and Aeschylus`s Oresteia each demonstrate or conceal female importance in a given society. The Odyssey was written in a time when men played the dominant role. In ancient Greece, women occupied a subservant position. Women were valued, but vastly for their sex appeal, beauty orRead MoreAs I Lay Dying and The Odyssey: Books of Epic Quests with Incredible Odds805 Words   |  4 Pages As I lay Dying and the Odyssey As I lay dying and the Odyssey can both be considered books of epic quests with incredible odds. Faulkner takes the title of As I Lay Dying from a line spoken in the Odyssey by the Greek warrior Agamemnon. Agamemnon tells Odysseus when he travels to the Underworld, â€Å"As I lay dying, that woman with the dog’s eye would not close my eyes as I descended into Hades.† Both books give off extraordinary characters, with what some may call outlandish behavior, to possiblyRead MoreLiterary Genres In Oresteia1280 Words   |  6 Pagesfiction and nonfiction, and other narrow literary genres include tragedy and poetry. Both fiction and nonfiction appeals to broad audiences because it deepens their understanding of worldviews. On the other hand, a tragedy portrays a series of tragic events that leads to the downfall of the protagonist. As for an epic, it tells a story poetically about the deeds and adventures of a hero during a particular time period. The tragedy, Oresteia cons ists of three plays that describes how majority of theRead MoreEssay about Women in Greek Stories: The Odyssey by Homer725 Words   |  3 Pagesto the stereotypical woman of the time. The Greek writers used women who possessed these traits to progress the plot and evoke the emotions famous in Greek drama and tragedies. In Homer’s â€Å"The Odyssey† Penelope, the wife of Odysseus, plays a pivotal role in advancing the plot through her mental strength and wit. While Odysseus is away, Penelope is bombarded by suitors wishing to take his as her husband. Penelope is forced to use her wit in order to ward off the will of the suitors. For exampleRead MoreWhat Is The Importance Of Storytelling In The Odyssey1111 Words   |  5 PagesJane Horovitz Jennie Woodard Honors 111 9/25/17 Storytelling in the Odyssey The Odyssey is a story made up of stories. Because there is very little action that happens in the present, the presence of storytelling within the Odyssey is something that characterizes it and makes it unique. The spreading of stories serve to form legends and myths that can have the effect of shaping a culture. In addition, since stories were such an important aspect of entertainment in Greek culture, stories also shapeRead MoreComparative Analysis of the Aeneid, Odyssey, and Iliad Essay962 Words   |  4 PagesComparative Analysis of the Aeneid, Odyssey, and Iliad The Iliad and the Odyssey are two of the best Greek epics written by Homer. Despite their popularity, almost nothing is known about the author beyond the existence of his masterpieces. Surprisingly enough no concrete evidence of his existence is available; not even to confirm the same person created the two works. The authorship of the Iliad and the Odyssey were debated even in the times of the ancient Greeks. Many scholars have arguedRead MoreEssay about odyssey664 Words   |  3 Pages In Homer’s The Odyssey, many happenings interfere with Odysseus’ journey to return home to his wife, Penelope, and son, Telemachus. Self-determination is a strong characteristic that Odysseus portrays in The Odyssey. The three traits that Odysseus portrays as evidence of his self-determination are: endurance, perseverance, and courage. Odysseus, like most humans, has his doubts of confidence, but seems to overcome them. Out of this great tragedy, he has become a greater man to regain his kingdomRead MoreOdyssey Archetype Essay996 Words   |  4 Pages Odyssey Archetype Essay The Odyssey, a ten long epic journey consisting of love, war, and despair; the odyssey dives into human tragedy that no man would ever want to experience. This is a reason why the odyssey is so significant to today s literature. The Odyssey occurred ancient Greece times. The odysseys genre is an adventure but has aspects of all other genres. In this essay I will be explaining the archetypes in the odyssey that are most relevant in the Odyssey. I will be going into fullRead MoreThe Odyssey Archetype998 Words   |  4 PagesOdyssey Archetype Essay The Odyssey, a ten year long epic journey consisting of love, war, and despair; the odyssey dives into human tragedy that no man would ever want to experience. This is a reason why the odyssey is so significant in today s literature. The Odyssey occurred ancient Greece times. The odysseys genre is an adventure but has aspects of all other genres. This essay be explaining the archetypes in the odyssey that are most relevant in the Odyssey. This essay will be going into

Systems Development Life Cycle Free Essays

* Write a 200-word paragraph outlining the phases of SDLC and identifying the different personnel that participate in this process. There are many phases involved in SDLC, starting from the beginning is system investigation. This involves professionals looking into the business problem that needs to be solved, and also taking a deeper look at the problems that could come while developing an IT system for a business. We will write a custom essay sample on Systems Development Life Cycle or any similar topic only for you Order Now The second stage, systems analysis, can only begin once the â€Å"development project† has been approved. Once approved, a team of workers begin the system analysis. They go into more detail about what the business problem is, how it will be solved, and the very specific information needed to find the solution. Once that is finished system developers begin the system design phase. It must be explained how the system will accomplish its task. Fourth is programming, computer programmers must fully explain the specific design into computer code. Many times the computer programmers work in teams, because of how detailed and how long the process can be. Proper testing is then needed to be sure that computer code can work, and do exactly what the company needs to IT program to do. The next phase is then changing from the old system, and transferring to the new system. Three strategies are used to aid in the implementation phase: direct conversion, pilot conversion, and phased conversion. The operation phase can then begin, where the new system is now the system the company uses. Last is maintenance, which many times will continue the whole time the system is in operation. There is debugging and updating done so that the system can continue to be used for the company and meet the company’s needs. How to cite Systems Development Life Cycle, Essays

Anglican Retirement Villages

Question: Discuss about the Anglican Retirement Villages. Answer: Introduction The impact of information technology has resulted in facilitating the ease of operations for the business organizations (Aronson, Shenhar Patanakul, 2013). It has been useful for integration of operations of healthcare industries and for the development of information system for easing the record keeping facility of the patients record. The use of IT has been analyzed for keeping track of the various services and technological equipments for making an affordable and accessible business process development technology. The report has been made for analysis of information technology and its uses in the healthcare business organization. The organization selected for the study is Anglican Retirement Villages(ARV). The report has pointed out the various applications and advantages of Medication and Care Management System (MCMS) for the operations at Anglican Retirement Villages(ARV). The last section of the report consists of risk factors and their mitigations strategies of the use of Information Technology at the selected organization. Need and importance of IT for healthcare industry According to Baskerville and Wood-Harper (2016), the main reasons behind the implementation of the Information Technology in the healthcare industries are increased load of information processing, improvement of efficiency, and best service provision. Increased Load of Information Processing: The development and foundation of new and improved technology has resulted in increasing the number of operations at the healthcare industry (Bilbao-Osorio, Dutta Lanvin, 2013). The various tools and equipments at the healthcare system include the processing of various types of information such as personal information, symptoms of disease, medical treatment history, and ongoing treatments of the patients. Improvement of Efficiency: The development of technology has made the system more advanced and provides more efficiency of operations (Bloom et al., 2014). The time required for processing any information and developing treatment for them can be achieved by the use of information system. Best Service Provision: The use of information system has helped in providing best treatment facilities to the patients (Bonham-Carter, 2014). The information system provides the benefit of faster results as the data and information has been stored in an integrated database. Comprehensive structure: The use of Information technology has been able to supply the comprehensive structure to the health care industries. The manual data recording has flaws like error of redundancy and misinterpretation that can be omitted by using the information system (Cassidy, 2016). The structure of the information system is comprehensive that allows automatic data recording facility. Speed of operation: The information technology has been largely helpful for increasing the speed of information processing and access. The information technology would assist the doctors for faster processing of data and acquisition of supple information that can help in treatment of the patients. Reduction of risk in tests: The information system would help in optimizing the processed involved in the risky test by supplying necessary data and symptoms for the patients (Cornford Shaikh, 2013). The vast storage and faster data access would also reduce the need for performing the tests again while treating the patients. Requirements of IT implementation at ARV The MCMS system is an IT infrastructure that helps in faster data transfer for the healthcare (Team, 2013). The MCMS system implementation in healthcare industries requires components of software, network, hardware, and data. They have been described in the following paragraph- Cost estimation and planning: The development of MCMS at ARV would require proper budgeting and cost estimation for implementing the system. The project planning and scheduling consists of making a budget for the system. The MCMS budget would comprise of expense on software, hardware, premise, salary of the team, and others. Software installation: The software consists of the programming codes and application programs that would be helpful for providing the use of devices and components at ARV. Software can be classified into system software or devices software and applications (Dahlstrom, Walker Dziuban, 2013). The various healthcare devices like X-ray, cardiograph machines, and other machines require the device software and operating system for functioning and operating. Network designing: The network access at the healthcare has been implemented for connecting the devices on the single accessible platform. The network access can be installed by using LAN or WLAN connection for the devices of ARV (Davenport, 2013). It is important for keeping the devices and equipments of the healthcare on a single database platform so that the data can be accessed from any place. Hardware equipments: Hardware is the tangible objects that can be touched and it helps in running the programs or the processes. Objects like machine, equipments, computer devices, monitor, and printer act as the hardware components of the information system made for the healthcare organization. Applications of IT in Anglican Retirement Villages(ARV) The ARV has deployed the Information technology for improving their operations and processes (Team, 2013). The Medical Care System has provided many benefits to the healthcare operations at ARV such as faster services and better treatment for their patients. Maintenance of patients record: The use of information technology would help in maintaining records for the patients. The records kept in the MCMS would be helpful for providing the services of the treatments (Davies et al., 2013). The records would be accessed for treating the patients and forming analysis of the treatments for the operations of the ARV. Monitor the patients: The use of information technology would ease the operations of monitoring the patients and providing treatments to them at the ARV. The information technology would provide the analysis of vital signs and symptoms of the patients to monitor the patients 24/7 with the help of IT devices and equipments. Performance of tests: The computerized tests and X-rays have been helpful for providing the benefit of safer and quicker tests and x-ray reports to the doctors of ARV. The computerized testing has increased the quality, accuracy and pace of delivery of the reports. Further development: The information technology has been helpful for improving the processes and operations for the ARV. The infrastructure of the information technology would be helpful for processing the current data and provide the further development of the system (Friedman et al., 2013). The continuous innovation in the Information technology would help in future development of ARV. Advantages of using IT developed MCMS in Anglican Retirement Villages(ARV) There are many benefits of the IT MCMS for different operations of ARV that have been explained below: Scalable Automatic Data Storage: The use of information system has provided the ease of automatic data storage for the data stored at ARV. The information system has been helpful for providing the automatic data storage system (Galliers Leidner, 2014). The doctors and other stakeholders of ARV does not have to manually store the data in the database system. Secured Information System: The information technology has made the information system of the ARV more secured and private. The patients record, personal information and resources information can be kept secured at ARV. According to Hwang and Lim (2013), the privacy of the stakeholders personal data is very important as it protects the data and information from external infiltration and misuse. Effective Communication: The use of Information technology would be helpful for providing the benefit of effective communication at the operations of the ARV. The treatment and care of the patients has been improved with the development of effective communication in the healthcare. According to Webster (2014), the information system has become the fastest way to transfer information and data for developing the communication. Hence the information technology has provided many other benefits like stakeholders engagement, wireless data transfer, and expanded recognition among individuals for ARV. It has improved the process of treatment and care of the patients at the ARV. Risk factors for using MCMS in Anglican Retirement Villages(ARV) The information technology brought the benefits of faster data processing, scalable storage system, improved performance of treatments, and unparallel communication at ARV (Ibrahim et al., 2013). However, the deployment of the information system technology has not been limited to benefits. The information system has brought some issues like delay of operation due to design flaw, hardware/software failure, and unauthorized access in the main system database. The risk factors have been explained below- Design Flaws: The designing phase of the information system is very crucial and a small mistake while making the design would result in causing major flaw (such as system lockdown) in the system (Kellermann Jones, 2013). The design flaw would lead to the slowing of the process of treatments of patients. It would result in delay of the patients treatment and care at ARV that would ultimately affect the health of the patients. Hardware/Software Failure: The hardware or software flaw would result in causing immense failure of the system functionality (Schwalbe, 2015). The hardware malfunctioning and software crash would result in hindering the treatment process and analysis of the patients care. The various tests and treatment processes are all dependent on the functionality of the devices and equipments at ARV. Unauthorized Access: The unauthorized access is the most primary security risk issue for the information system (Stair Reynolds, 2013). The ARV would have to face the unauthorized access in their main database system. The patients record, personal information and resources information can be hacked by using the advanced hacking tools and features. It would violate the confidentiality and right to privacy of the information at ARV. Hence, proper steps should be taken for dealing with the issues and risk factors of the information system at ARV. Risk Mitigation Strategies in Anglican Retirement Villages(ARV) The risk mitigation strategy for the ARV includes four main processes and they are risk identification, risk impact assessment, risk prioritization, and risk mitigation (planning, implementation, and monitoring) (Sweis, 2015). The risk mitigation have been shown in the figure below The risk mitigation strategy consists of priority matrix that can be used for prioritizing the risk factors and developing the handling options for the risk factors (Sweis et al., 2014). The priority matrix consists of five options like assume/accept, avoid, control, transfer, and watch/monitor. The functions of the risk factor have been explained below- Assume/Accept: The assume factor would be based on the particular deliberate risk of the operation. The risk factor would require special effort for dealing with the system risks. Avoid: the programs have to be avoided for dealing with the flaws in the program requirements and constraints. The adjustment and accommodation would be change from the adjustment of the technical requirements. Control: The control is used for implementing the actions for minimizing the actions of the risk and its likelihood. Transfer: the risk factors would be dealt by employing the responsibility and authority to some other individual. Watch/Monitor: The risk factors can be monitored for minimizing the impact of the risk and the nature. Conclusion It can be concluded from the report that the advancement of the medical processes had been due to the influence of the information technological development. The information system that has been used in healthcare can be improved for providing the safety, better efficiency, and potential improvement for the operations of healthcare industries. The report had provided the review of the IT developed medical care management system for the ARV. The risk mitigation strategies had been provided for dealing with the risk factors and it includes risk identification, risk impact assessment, risk prioritization, and risk mitigation (planning, implementation, and monitoring). The information system and technology had been implied for the development of the healthcare industry. References Aronson, H., Shenhar, J., Patanakul, P. (2013). Managing the Intangible Aspects of a Project: The Affect of Vision, Artifacts, and Leader Values on Project Spirit and Success in Technology-Driven Projects. Project Management Journal, vol. 44, pp- 3558. https://dx.doi.org/10.2139/ssrn.2348759 [Accessed 15 Jan. 2017] Baskerville, R.L. Wood-Harper, A.T. (2016). A critical perspective on action research as a method for information systems research. InEnacting Research Methods in Information Systems: Volume 2(pp. 169-190). Springer International Publishing. Bilbao-Osorio, B., Dutta, S. Lanvin, B. (2013, April). The global information technology report 2013. InWorld Economic Forum(pp. 1-383). Bloom, N., Garicano, L., Sadun, R. Van Reenen, J. (2014). The distinct effects of information technology and communication technology on firm organization.Management Science, 60(12), pp.2859-2885. Bonham-Carter, G.F. (2014).Geographic information systems for geoscientists: modelling with GIS(Vol. 13). Elsevier. Cassidy, A. (2016).A practical guide to information systems strategic planning. CRC press. Cornford, T., Shaikh, M. (2013). Introduction to Information Systems. University of London. Dahlstrom, E., Walker, J.D. Dziuban, C. (2013).ECAR study of undergraduate students and information technology. 2013. Davenport, T.H. (2013).Process innovation: reengineering work through information technology. Harvard Business Press. Davies, R.S., Dean, D.L. Ball, N. (2013). Flipping the classroom and instructional technology integration in a college-level information systems spreadsheet course.Educational Technology Research and Development,61(4), pp.563-580. Friedman, B., Kahn Jr, P.H., Borning, A. Huldtgren, A. (2013). Value sensitive design and information systems. InEarly engagement and new technologies: Opening up the laboratory(pp. 55-95). Springer Netherlands. Galliers, R.D. Leidner, D.E. (2014).Strategic information management: challenges and strategies in managing information systems. Routledge. Hwang, B., Lim, E. (2013). Critical Success Factors for Key Project Players and Objectives: Case Study of Singapore. ASCE, Journal of Construction Engineering and Management, 139(2), 204-215. https://dx.doi.org/10.1061/(ASCE)CO.1943-7862.0000597 [Accessed 15 Jan. 2017] Ibrahim, R. Ayazi, E., Nasrmalek, S., Nakhat, S. (2013). An Investigation of Critical Failure Factors In Information Technology Projects, IOSR Journal of Business and Management (IOSR-JBM), 10(3), 87-92 Kellermann, A.L. Jones, S.S. (2013). What it will take to achieve the as-yet-unfulfilled promises of health information technology.Health Affairs,32(1), pp.63-68. Schwalbe, K. (2015).Information technology project management. Cengage Learning. Stair, R. Reynolds, G. (2013).Principles of information systems. Cengage Learning. Sweis, R. (2015). An Investigation of Failure in Information Systems Projects: The Case of Jordan.Journal of Management Research, [online] vol. 7, no. 1, pp.173-186. Available at: https://dx.doi.org/10.5296/jmr.v7i1.7002 [Accessed 15 Jan. 2017]. Sweis,R., Shannak,R., Abu El Samen, A., Suifan, T. (2014). Factors affecting quality in the Jordanian housing sector. International Journal of Housing Markets and Analysis, vol. 7, no. 2, 175-188. https://dx.doi.org/10.1108/IJHMA-01-2013-0004 [Accessed 15 Jan. 2017] Team, T. (2013).Anglican Retirement Villages Success Story | iCareHealth Blog.Icarehealth.com.au. Retrieved 24 January 2017, from https://www.icarehealth.com.au/blog/arv-largest-aged-care-provider-implement-clinical-care-medication-management/ Webster, J. (2014).Shaping women's work: Gender, employment and information technology. Routledge.